A Mona Vale grandmother is feeling festive after winning one of the top prizes of $100,000 on a $5 Crosswords Instant Scratch-Its ticket.

Sharing her excitement with us this morning, the ecstatic woman told the story of how she came to realise her major win.

“I buy a $5 Crosswords Instant Scratch-Its every fortnight,” she explained.

“I got this ticket last Thursday and I took it home to scratch it and I thought, ‘no way, this can’t be right?’

“So I took it to the newsagency and they confirmed I’d won $100,000.

“I really couldn’t believe it!

“You’ve made my Christmas.”

The generous New South Wales grandmother said her instant windfall came at the perfect time, just before Christmas.

“I don’t ask for much, I just want to be able to help my family a little bit,” she said.

“I will certainly share the love with my granddaughter and daughter and help them.

“You’ve made an old lady very happy.

“I can’t tell you what this means to me, I really can’t!”

The woman revealed despite winning a top prize, she won’t be giving up her fortnightly ritual any time soon.

“I’ll keep buying my Crossword Instant Scratch-Its every two weeks, that won’t change,” she laughed.

The winning $5 Crosswords Instant Scratch-Its ticket was purchased at Nextra Newsagency Mona Vale, Shop 11, Pittwater Place Shopping Centre, Mona Vale.

Nextra Newsagency Mona Vale owner Jeffrey Johnson said it was exciting to have sold another major prize winning Instant Scratch-Its ticket.

“Over the 14 years we’ve been open we’ve had more than a dozen major prize winning tickets sold here,” he shared.

“It’s so great to see the prize go to one of our loyal customers, she’s very well deserving.”